A limp crab with a rotten fish smell is probably dead.

I'm really sorry. It's hard to say why, unfortunately. Since her previous conditions were so crummy, something may have happened and it finally caught up to her.
Is your heating pad actually under the tank? If so, you'll want to move it to the side of the tank above the substrate line. They're not designed to heat through multiple inches of substrate, and if a crab digs down next to it they can literally cook. It's fine for the substrate to be cooler than the above-ground temp, and perfectly normal.
Your surface temp sounds perfect. If you're uncomfortable burying her right now, you could put her in a tupperware container in the main tank and if she's gone, the smell will rapidly get worse and that way you'll know for sure.
I'm sorry for your loss
